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| Elements Financial
Description:Elements Financial is like a bank, only better. Being a member of a credit union means you get higher deposit rates, lower loan rates, and fewer fees.
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Skip to main content Back Personal Business Wealth Show or hide site search Go Online Banking Online Banking Online Banking & Mobile App Budgeting Tools Digital Wallet Options Card Control Log In Getting Started Enroll in Online Banking Checking See All Checking High Interest Checking Basic Checking Student Edge Checking Overdraft Protection Compare All Open a Checking Account Getting Started How to Transfer Checking Order Checks Savings See All Savings Member Savings Helium Savings Hideaway Savings Youth Savings Certificates Health Savings Account IRAs Trust Accounts Compare All Open a Savings Account Loans See All Loans Mortgages Home Equity Home Equity Line of Credit Home Equity Loan Home Improvement Loan Auto Boat RV Motorcycle & ATV Personal Adoption Student Stock-Secured Apply Now Payments Make a Payment Payment Options Skip a Loan Payment Mortgages See All Mortgages Fixed-Rate Mortgage Adjustable Rate Mortgage (ARM) First-Time Homebuyer Program Refinance Your Mortgage Jumbo Mortgage Single-Close Construction Loan Land Loan FHA Loan VA Loan USDA Loan Compare All Get Preapproved Apply Now Payments Make a Payment Payment Options Credit Cards See All Credit Cards Signature Rewards Visa Platinum Visa Cash Rewards Visa Butler University Rewards Visa Riley Children's Foundation Visa Secured Visa Compare All Apply Now Managing Your Card Make a Payment Payment Options Request a Credit Line Increase More More Products & Services Foreign Currency Exchange Wire Transfers Fraud & Identity Theft Prevention Elements Helps Protect You EZ Shield Identity Protection Legal Services Insurance Prepaid Cards Auto Programs Carvana Enterprise Car Sales Auto Buying Service Preferred Auto Dealers Specialized Client Programs New College Graduate Program Private Client Services Wealth Management Rates Rates Deposit Rates Checking Savings Certificate IRA Health Savings Account (HSA) Loan Rates Mortgage Home Equity Auto Loan Boat/RV Loan Motorcycle/ATV Loan Personal Loan Stock Secured Loan Credit Card Rates Credit Card Business Product Rates Business Savings Business Checking and Loans Open an Account Financial Resources Financial Resources Calculators Financial Wellness Guides FICO® Credit Score Report Free Credit Counseling The Guide Popular Calculators What Will My Auto Payments Be? What Would My Mortgage Payments Be? How Much Can I Borrow From My Home Equity? How Much Home Can I Afford? About Elements About Elements What's a Credit Union? Benefits of Membership How to Get Started Partner with Elements Elements in the Community News & Happenings Events Annual Reports Open an Account Careers Careers Careers at Elements About Elements Our Culture Benefits How to Apply See Open Positions Apply Now Watch Video We Make Mondays More Enjoyable Contact Us Contact Us Contact Directory Live Chat FAQs Find an ATM/Branch 24 Hours a Day/7 Days a Week 1-317-276-2105 1-800-621-2105 Toll Free Routing Number 274073834 Open an Account Log In Make a Payment Live Chat Find an ATM or Branch Log In Close Bill Pay Upgrade coming March 19 - Learn More like a bank, only better. Higher Deposit Rates, Lower Loan Rates, Fewer Fees. Get Started with Elements Online Banking Other Accounts Account Log In User ID Password First-time user? Enroll Log In Forgot Password? Make a Loan Payment Manage Your Atira Reload Card Access Your LPL Account Access Your HSA Portal through Online Banking 14-Month Certificate Special 2.00 % APY 1 Limited time offer. Minimum $1,000 required to open. Learn More Certificates High Interest Checking 3.00 % APY 2 With only 15 qualifying transactions per statement cycle Learn more About High Interest Checking Butler University Rewards Visa ® Credit Card The only card you’ll ever need to show your Butler University pride. Good Toward: Great way to show your Butler Bulldog pride. Earn 1% cash back on every eligible purchase 3 . No foreign transaction fee, no balance transfer fee, no annual fee and more 4 . Learn More & Apply Elements in the Community 3rd Annual Purpose Day Elements Financial recently took part in their third annual Purpose Day, where nearly 180 credit union employees gave back to the community through meaningful projects and experiences. Learn More Partner with Elements We’re Building a Band of Believers in Financial Wellness For over 80 years, Elements Financial Federal Credit Union has been the trusted financial services partner of Eli Lilly. Today we serve the employees of over 100 companies around the U.S. Join Our Movement In the News Introducing the Elements Financial Club Elements teams up with the Indianapolis Indians for the most significant upgrade in Victory Field’s 23-year history. Learn More 1 Certificate Annual Percentage Yield (APY) effective as of February 24, 2020, and may change without notice. Fees may reduce earnings. Penalty for early withdrawal. * Limited Time Certificates Special — Limited time offer may be withdrawn at any time. Unless redeemed, upon maturity 14-month certificate will automatically renew into the traditional 12-month certificate at the then current APY, and the 8-month certificate will automatically renew into the traditional 6-month certificate at the then current APY. 2 High Interest Checking Account Annual Percentage Yield (APY) effective as of July 1, 2019 , is variable and may change after account is opened without notice. The APY is 3.00% on balances up to $20,000, 0.10% on balances greater than $20,000. Premium dividend on account(s) with 15 qualifying transactions per statement cycle. Only the following are qualifying transactions: Debit card purchases, checks, bill payments, ATM withdrawals and ACH withdrawals. No other transactions qualify. Dividends will be paid per statement cycle requirement. At least one account holder must be at least 18 years old. Accounts not meeting the qualifying transaction threshold will earn 0.05% APY. Fees may reduce earnings. See Truth in Savings Disclosures for details. 3 Butler University Rewards Visa Credit Card Cash Back: 1% cash back on every eligible purchase. No enrollment required. All cardholders are eligible when they make their first eligible purchase. Eligible purchases are net purchases (reduced by merchant returns and adjustments). Purchases do not include cash advances, balance card transfers, use of convenience checks and are exclusive of any fees and finance charges we impose. Cash back rewards are payable to you by reducing your credit card balance. However, rewards will not reduce the monthly payment amount unless the total credit card balance is less than the payable cash back reward amount. The rewards are effective the date you become eligible for the program and are payable as per the billing cycle end-date printed on your statement. Cash back reward amounts less than $25 will not be paid during a billing cycle. Rewards will accumulate and will be payable to you once your reward balance is $25 or more. If a reward balance is less than $25, it will expire 5 years from the month earned. Eligibility is restricted to accounts that are open and in good standing. Any accumulated points will be forfeited if the account is closed before the next $25 increment is paid. Additional terms and conditions may apply. 4 Butler University Rewards Visa Credit Card Transaction Fees — Credit Card Balance Transfer: None. Credit Card Cash Advance: Up to 3% for each Cash Advance or a minimum of $5.00. Products Online Banking Checking Savings Loans Credit Cards Wealth Management Resources Rates Find an ATM or Branch Financial Calculators Financial Wellness Events Getting Started About Elements What's a Credit Union? Benefits of Membership How to Get Started Open an Account Partner with Elements Customer Service Contact Us Live Chat FAQs News Elements Financial 225 South East Street, Suite 300 Indianapolis , IN 46202 1-800-621-2105 Elements Routing # : 274073834 Federally Insured by NCUA If you are using a screen reader and are having problems using this web...
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